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The insurance industry entered 2005 poised to take advantage of positive economic conditions inindustrialized economies and spectacular growth in many underserved emerging markets. Yet, thenumerous U.S. investigations into allegations of improper conduct at the end of 2004, coupled withrising regulatory requirements around the world, have pushed compliance and risk management tothe top of the agenda for many companies. The challenge will be to raise standards of compliance andcorporate governanc
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